Up to $5M
Up to 24-Month Terms
Same Day Approval
Need Capital? We Specialize
in Fast Business Loans.
Our direct funding solutions make securing capital simple, with flexible terms tailored to your business. We fund when others can’t, helping your business grow without delay.
Our MCA Stacking Specialization
2nd-3rd Position
Our sweet spot. Fast approvals with competitive rates for businesses with 1-2 existing positions.
4th-5th Position
Where others say no, we say yes. Specialized underwriting for complex stacking scenarios.
Large Deal Appetite
$500K-$5M deals. We have the capital and expertise for significant funding requirements.
8-Month Terms
Longer repayment periods to improve your cash flow and reduce daily payment burden.
Industries We Specialize In
Why Choose Y Millennial Funding
Why Choose
Y Millennial Funding
Direct Capital
Fast funding from our own capital—no broker markups.
Stacking Specialists
Expertise in 2nd–5th positions and complex multi-position deals.
24-Hour Funding
Same-day approvals with funding within 24 hours.
Large Deal Appetite
$500K–$5M funding for large deals others won’t touch.
Relationship Focus
Long-term partnerships and repeat funding cycles.
Transparent Terms
Clear pricing, no hidden fees, honest communication.
🚀 Quick Qualification Check
See if you qualify for first & 2nd-5th position funding in under 2 minutes
Minimum $50-75K monthly revenue.
⚡ What Happens Next?
1
Instant Review
Our system immediately analyzes your submission for pre-qualification
2
Underwriter Call
Direct call from senior underwriter within 1 hour during business hours
3
Same-Day Decision
Approval decision and term sheet within 4 hours for qualified deals
4
24-Hour Funding
Funds wired directly to your account within 24 hours of acceptance
📞 Need Immediate Assistance?
Talk to Senior Underwriter NowDirect line • Available 6 days/week • Immediate pre-qualification
Our Clients
We belive in Clients satisfaction.
“Got approved and funded the same day. Super fast and professional — definitely a trusted partner for small business funding.”
— Michael R., Retail Store Owner
“They came through in less than 24 hours when my bank couldn’t. The MCA process was quick, simple, and transparent — no hidden surprises.”
— Carla M., Construction Contractor
“Smooth experience from start to finish. Funds hit my account the same day — reliable team that truly understands small business working capital needs.”
— David S., Trucking Company Owner
“Highly recommend. Fast approval, honest terms, and great communication. You can tell they’re an accredited and experienced business funding provider.”
— Jasmine L., Restaurant Operator
“Our dental clinic received MCA funding in under 24 hours. The process was professional, efficient, and helped us stay on top of expenses without delays.”
— Dr. Alan K., Dental Practice Owner
