Free Tool — No Credit Pull
Answer 6 quick questions and instantly see your estimated qualification strength, likely funding range, product fit, and the documents you'll need — before you apply.
Estimated Qualification Strength
Moderate
Fit Score: 79/100
Estimated Funding Range
$31,500 – $42,750
Best Product Fit
Best fit: low-doc revenue advance
Disclaimer: This eligibility estimator provides a general estimate only and does not constitute a credit decision, pre-approval, or guarantee of funding. Actual decisions are made by underwriters based on full bank statements, processing history, tax documents, and other business-specific factors. No credit pull is performed by this tool.
Most MCA funders do not have a minimum credit score requirement. Approval is primarily based on your monthly revenue and bank statement health. Scores as low as 500 are commonly approved.
Most direct funders require at least 3–6 months in business. Some programs accept startups with strong revenue. The longer you have been in business, the better your terms will typically be.
NSFs (non-sufficient funds) are returned items or overdrafts on your bank account. A high NSF count signals cash flow instability to underwriters and can reduce your approved amount or disqualify you from certain programs.
Yes. As a 1st–5th position specialist, we consider stacking scenarios. Having existing positions may reduce your approved amount, but it does not automatically disqualify you.
No. This tool provides an estimate only. Actual decisions are made by underwriters based on full bank statements, processing history, and other factors.