HomeBusiness Funding
🏦 Fast Business Funding — Faster Than a Bank

Business Funding & Merchant Cash Advances

Get up to $5 million in business capital without the bank's red tape. We're a direct funder with same-day decisions and 24-hour wires — serving established businesses and complex stacking scenarios nationwide.

$50K–$5M
Same-Day Decision
No Collateral
Direct Funder

Our Funding Products

We specialize in revenue-based business capital — faster than banks, more flexible than traditional funding sources.

💵

Merchant Cash Advance

Revenue-based working capital. Repaid as a % of daily deposits. No fixed payment schedule.

Learn More →

Same-Day Funding

Submit before noon, receive a decision same day, funded in 24 hours.

Learn More →
📉

Bad Credit Business Funding

Revenue matters more than credit score. Businesses with scores as low as 500 funded regularly.

Learn More →
🔀

MCA Stacking

2nd–5th position specialist. We fund when others say no to stacked files.

Learn More →

Basic Qualification Requirements

$10K+
Monthly Revenue

Minimum average monthly deposits for most programs.

3+ Months
Time in Business

At least 3 months of operating history required.

Any Score
Credit Score

No minimum. Revenue and cash flow carry the most weight.

Browse Funding by Type

💰

Merchant Cash Advance

Browse by state & city →

Same Day Business Funding

Browse by state & city →

🔓

Bad Credit Business Funding

Browse by state & city →

🏦

Business Funding

Browse by state & city →

📈

MCA Stacking

Browse by state & city →

📊

Working Capital Funding

Browse by state & city →

🏗️

Equipment Financing

Browse by state & city →

🧾

Invoice Factoring

Browse by state & city →

Apply for Business Funding

2-minute form — same-day decision, 24-hour funding

Step 1: Contact Info
Step 2: Deal Details

By providing your phone number and submitting this form you are consenting to be contacted by SMS text message from Y Millennial Group LLC. Message frequency may vary. Message & data rates may apply. Reply STOP to opt-out. Reply HELP for more information.

By entering your email, I verify this is my email address and consent to receive messages from Y Millennial Group LLC. I understand I am not required to provide consent as a condition of purchasing any products or services. Reply HELP or STOP to opt out. See our Privacy Policy.

🔒 Encrypted & secure. We never share your data.

Merchant Cash Advance by City

Find city-specific funding pages near you — same-day decisions, 24-hour funding.

Oregon

New Mexico

Idaho

Massachusetts

Pennsylvania

Wisconsin

Nebraska

Iowa

Browse by State

Find city-specific funding pages in your state.

FloridaTexasCaliforniaNew YorkGeorgiaIllinoisNorth CarolinaArizonaNevadaOhioPennsylvaniaMichiganNew JerseyVirginiaWashingtonColoradoTennesseeIndianaMissouriMaryland

Frequently Asked Questions

Disclosure: Products offered are primarily merchant cash advances — a purchase of future receivables, not a loan. Approval is subject to underwriting. Factor rates and terms vary by business qualification.