When your business can't wait, neither can we. Submit your application and documents before noon and receive a same-day credit decision — with funding wired within 24 hours for approved deals.
8 AM
Submit application
10 AM
Upload bank statements
12 PM
Underwriter reviews file
2 PM
Offer issued, contracts sent
Next Day
Capital wired to your account
Most business emergencies don't give you a week's notice. A broken piece of equipment, an unexpected tax bill, a bulk inventory deal that expires Friday — these situations require capital today, not next month.
Traditional banks take 30–90 days to process a business loan application. SBA loans can take months. By the time you're approved, the opportunity is gone or the problem has grown.
As a direct funder with in-house capital and a dedicated underwriting team, we make credit decisions in hours — not weeks. No broker middleman means no delays, no back-and-forth, no games.
Payroll Emergency
Cover payroll this Friday when receivables haven't cleared yet.
Equipment Failure
Repair or replace equipment before it shuts down operations.
Opportunity Capital
Secure a bulk inventory deal or contract that has a hard deadline.
Tax Gap
Bridge quarterly tax obligations without disrupting cash flow.
Slow Season Survival
Maintain operations during predictable seasonal revenue dips.
2-minute form — submit before noon for same-day decision
Find city-specific funding pages near you — same-day decisions, 24-hour funding.
Find city-specific funding pages in your state.
Disclosure: Same-day decisions require complete documentation submitted before 12 PM ET on a business day. Merchant cash advances are a purchase of future receivables — not a loan. Factor rates and terms vary by business qualification.